Tow Truck Insurance That Has Your Back
Protect your trucks. Protect your drivers. Protect your business.
Get a smarter tow truck insurance plan, built for how you actually operate.
Start Your Free ReviewA Simple, Proven Process
Running a tow truck operation is risky enough — your insurance shouldn’t add to the stress. Tow Truck Insurance Pro helps tow truck owners secure custom-built coverage through Higginbotham’s Transportation Services, guided locally by David Curry in Columbus, GA.
Discover
Tell Us About Your Operation
Design
We use Higginbotham’s Dedicated Route™ process to evaluate and format your submission
Protect
We secure coverage designed to reduce risk, control costs, and support long-term success.
Tow truck owners face risks most insurance agents don’t understand:
One accident can shut down your entire operation
Contracts often require insurance limits that don’t make sense
Claims get delayed, denied, or mishandled
Generic policies leave dangerous coverage gaps
Insurance shopping feels confusing and time-consuming
If your insurance wasn’t built specifically for towing, recovery, and transportation services, you’re exposed.
You Focus on Getting Drivers Back on the Road — Not Insurance
You didn’t start a tow truck business to become an insurance expert. You started it to help people, protect your team, and build a dependable operation. That’s why Tow Truck Insurance Pro exists — to simplify insurance while strengthening your protection.
Meet Your Tow Truck Insurance Professionals
Higgenbotham Insurance
One of the top-producing trucking insurance agencies in the country, representing all major trucking and transportation insurance carriers.
âś” Backed by 300+ years of combined trucking insurance experience
âś” Multiple insurance designations across the team
âś” Deep understanding of DOT, OSHA, and towing-specific risksÂ
You get national strength and personal service.Â
The Dedicated Route™ Advantage
Higginbotham’s Dedicated Route™ process is built specifically for transportation and towing companies — not generic businesses
Your unique operation is clearly communicated to underwriters
Submissions are formatted to capture attention and earn preferential treatment
Positive risk factors are highlighted
You gain transparency and control throughout the process
The result: smarter coverage, fewer surprises, and stronger protection.
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Tow Truck Insurance & Risk Support
Tow truck liability insurance
Physical damage coverage
On-hook / cargo insurance
Workers’ compensation
DOT & OSHA compliance support
Claims advocacy & 24/7 loss reporting
Contract and insurance requirement review
Safety & loss control programs
Risk management analytics and technology
This approach goes beyond placing a policy. It helps protect your entire business
More Than Insurance — A Long-Term Partner
Higginbotham Transportation Services provides ongoing support through education, analytics, and claims advocacy — including their REFUEL Conference, which helps transportation businesses stay ahead of emerging risks and regulatory changes
They don’t disappear after the policy is placed — they stay invested in your success.
Protect Your Tow Truck Business Before the Next Claim
If you own or operate a tow truck company, now is the time to make sure your insurance truly protects you not just on paper.